You’ve Got Questions - We’ve Got Answers
DO YOU OFFER FREE CONSULTATIONS TO NEW CUSTOMERS?
Yes! We do not believe in charging our customers for consultations! We believe we are in the business of customer relations first, and insurance second! We will sit down with you and your family and walkthrough the entire insurance process to be sure you understand exactly how your policy reads.
WHAT IS PERSONAL LIABILITY UMBRELLA COVERAGE?
Lawsuits have become commonplace in today’s world, and more and more we’re seeing larger awarded sums than ever before.
To help protect your hard earned assets, you maintain liability coverage with property insurance like auto and homeowners. These policies have limits though, and with increasing frequency, lawsuit awards are exceeding these limits. That’s where Personal Liability Umbrella insurance comes in.
An umbrella policy is an extra layer of liability coverage, designed to go above and beyond the coverage of your other insurance policies. If you’re ever sued for damages, and the verdict exceeds even the highest limits on your existing property coverage, an umbrella policy kicks in to cover the additional expenses so you don’t have to put your savings, your home, and your business at risk.
AM I COVERED IF I RENT A VEHICLE WHILE ON VACATION?
It is very possible your current auto policy already covers a rental vehicle. So please, give us a call so we can confirm. Generally, if you carry full coverage on any vehicle in your household then it will cover a rental vehicle.
WHAT MAKES AN INDEPENDENT AGENCY UNIQUE?
Independent agents have no work contracts with any one insurance company. Instead, independent agents sell products and policies from several insurance companies. Independent agents work under a different style of contract with multiple companies to offer their products and coverage. This gives them a far wider selection than captive agents and more flexibility in tailoring policies to customers.