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Hurricane Preparation

from Brodbeck Porter Insurance Agency
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Sep 8, 2017

The worst thing that people who live along coastlines can do is not to prepare for tropical storms and hurricanes.

According to the National Hurricane Center, the two key factors contributing to weather safety during hurricanes are preparing in advance for the risks and to act on those preparations when alerted by emergency officials.

The director of the National Hurricane Center, Rick Knabb, and AccuWeather Hurricane Expert Dan Kottlowski, outlined certain precautionary steps that people in areas impacted by hurricanes and tropical storms should take.

1.) Evacuation Planning

The main reason people have to evacuate during hurricanes is from a storm surge, which is an abnormal rise of water generated by a storm's winds that can reach heights well over 20 feet and can span hundreds of miles of coastlines, according to the National Hurricane Center.

Knabb urges that people find out today if they live in a hurricane evacuation area, which is an area in which residents must leave their homes in the event of a hurricane.

Local governments provide the public with information about evacuation areas and the evacuation plans, and Knabb recommended that people review this information in advance.

While people who live in storm surge areas fall within areas that are urged to evacuate during a hurricane, people who live outside of these zones should still look into safety precautions during a hurricane.

Those who live in mobile homes and high rises may also have to evacuate even if they do not live in an evacuation area, Knabb said.

Pet owners should also have a evacuation plan for their pets. Many shelters offer places to keep pets.

2.) Buy Supplies

The most important thing that both Knabb and Kottlowski stressed was buying supplies well in advance and keeping those supplies on hand should evacuation be required.

Those living in evacuation areas should keep a hurricane kit handy that is stored in a way that is easy to grab and bring to an evacuation shelter.

These kits should include water, food, blankets and clothing.

Kottlowski said he recommends that residents have their kits bagged up in a suitcase of plastic tub.

3.) Check Insurance Coverage

Property owners and renters should be sure to insure their homes against flooding, something that Knabb said many people do not realize is not a part of standard home and renters insurance.

Tenants and home owners can contact their renters or home insurance provider to buy flood insurance, and they should do so even if they do not live right along the coastline.

Car owners should also contact auto insurance companies and move their cars into an off-site location or secured building.

4.) Make Copies Of Important Documents

Those living in or near hurricane areas should make copies of proof of ownership documents of any property not limited to their homes, cars and boats.

These documents can be stored in the hurricane kit or in any safe location that does not risk being damaged during the hurricane.

5.) Protect Your Home

Residents and tenants should inspect their homes to confirm that there is no damage that a hurricane could increase.

Any issues with the overall structure should be repaired, including loose shingles or damaged roofs.

Residencies with yards should also make a list of anything laying on the ground outside that could get tossed into the air and become debris during high winds.

Kottlowski also said residents should purchase supplies, including plywood to cover windows and extra security to keep doors from blowing open, in advance, to secure their homes from damaging winds.

6.) Back Up Your Electronics

Aside from keeping extra batteries and chargers around during a hurricane, people are also encouraged to backup any electronic devices.

Knabb said data should be stored at an off-site location so that data can be recovered if something were to happen to the physical computer or device during a hurricane.

Businesses should take particular caution in backing up information and sending that information to a remote site.

Information from our friend Alexa Lewis at Accuweather.com. If this applies to your residency, call one of our agents today to make sure you are properly prepared!

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