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May 27, 2015

Bikers, Boaters, and RVers: Tips for Matching Coverage with Your Lifestyle

When you buy insurance for your motorcycle, boat, or RV, you might wonder which combination of coverage fits your lifestyle best. Here are tips to help you choose great coverage that might save you big bucks later:

Take long motorcycle trips away from home?

Coverage to consider: Trip Interruption coverage
Benefit: This coverage pays for your transportation, food, and lodging if you get stranded on a road trip—and it costs as little as $5 a year with Roadside Assistance.

Own a motorcycle that’s less than two years old?

Coverage to consider: Total Loss coverage
Benefit: If your bike is stolen or totaled, this coverage will pay the manufacturer's suggested retail price.

Planning a road trip in your RV?

Coverage to consider: Specialized RV insurance
Benefit: Unlike insuring your RV on the same policy as your car, having specialized RV insurance can include coverages like Emergency Expense, which will pay for lodging and transportation if your RV is damaged in an accident while you’re on a trip, and Replacement Cost Personal Effects, which will pay for stolen items like golf clubs.

Frequently haul your boat?

Coverage to consider: Specialized boat insurance
Benefit: You'll get coverage tailored specifically for boaters--coverage you wouldn't get if you insure your boat as an endorsement to your homeowners policy. This includes Roadside Assistance, which will cover towing for your boat, trailer, and your tow vehicle, even if your car or truck is insured with another company.

From our friends at Progressive Insurance.

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