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Spring Break: Insure Your Safety

from Brodbeck Porter Insurance Agency

Mar 17, 2015

It is that time of year again, Spring Break. This is an exciting time of year for everyone. Family vacations are in full swing & warmer weather is just right around the corner. Whether you plan to travel 700 miles or 250 miles it is important to make your trip safe. Keep these things in mind...

•Have your car serviced. Get your oil changed and make sure your vehicle is in good working order before you hit the road. The last thing you would want is your car breaking down halfway to your destination.

•Keep an emergency kit in the trunk. Fill your emergency kit with blankets, water, nonperishable foods, important medications, a flashlight, jumper cables, a tow rope, and sand or kitty litter. Even if you’re headed to a tropical location, you may have to drive through some severe weather to get there.

•Tell a friend your travel plans. It’s important to have a family member or close friend know the route you’re taking and what time you’re supposed to arrive at your destination and where you’re staying so he or she can check in periodically. This way, if something happens, the friend or family member can alert the authorities.

•When you’re on the road, switch drivers occasionally to avoid getting fatigued.

•Don’t drink and drive! Yes, it’s a traffic law, but it’s of high importance, so we’re mentioning it anyway.

Taking a Flight?

Flying is usually the most convenient way to travel, but it conversely can be the most stressful.

Thousands of people fly every day and your plane could be full of germs, so carry hand sanitizer and disinfecting wipes to clean areas like tray tables. The last thing you want is to get sick while on your vacation.

Arrive at the airport in plenty of time to get through security, even if there are lines, and take a change of clothes in your carry-on bag just in case your luggage is lost.

Don't Forget About Your Primary Residence While Your Out.

If newspapers are piled on your doorstep and the lights in your home are off for days at a time, thieves may take notice and break into your home. The best ways to combat this are to have a neighbor pick up your mail and invest in light timers and security systems. Your home will give off the illusion that you’re home and the security system will be a back-up precaution.

Avoid posting travel plans on social media, even if your pages are set to private. Making a status that indicates how long you’ll be gone essentially paints a bull’s-eye on your front door for burglars.

Before Your Complete Your Final Plans: Consider Travel Insurance.

Here are some of the things it covers...

Evacuation coverage tackles costs associated with getting you to a different location that will allow you to get proper medical treatment in an emergency.

•Trip cancellation and interruption protection can refund the cost of your flight in the event that you miss it for a reason such as inclement weather or a family member falling ill and being unable to travel.

•Flight insurance covers you in the event of a plane crash.

•Medical coverage handles costs if you have to have medical treatment and are in a location where your health insurance isn’t accepted.

•Baggage coverage pays to replace your luggage if it’s lost, stolen, or damaged.

Information gathered from Shannon Ireland of HomeInsurance.com

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