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5 Tips to Moving On A Budget

from Brodbeck Porter Insurance Agency

Mar 12, 2015

Moving can be exciting, especially if it’s for a new job, to upsize for a growing family or as the beginning of an adventure in a new place. But moving comes with an abundance of expenses. When you add the cost of the actual move to things like a down payment or deposits, that initial excitement you felt may quickly be tempered by thoughts about the financial implications.

Luckily, moving with a budget in mind is possible. You can save money on your move simply by planning ahead. Use the tips below to create a plan for moving on a budget.

Fund Your Move with What You Don’t Need

Create an inventory of your stuff before you start putting things in boxes, figure out what you don’t use or need, and consider selling any unneeded items that are in good condition. There are lots of websites where you can easily sell things from the comfort of your couch. (If you do sell items online, though, make sure to always follow safety precautions.)

If you are a little shorter on lead time, take your items to a consignment store or have a garage sale. When all else fails, you can donate your items and get some money back later in the form of a tax deduction. Anything you can make off of the things you won’t use anyway can help cover some of your relocation costs and make your move more affordable.

Choose the Right Mover

While hiring a moving company can take some of the stress out of relocating, you want to pick one that will do a great job at a reasonable rate. It doesn’t hurt to ask friends and family if they have any recommendations and then checking reviews online. If you can get three written estimates from different moving companies, you can compare total costs and negotiate until one fits your budget.

Then, before you sign anything, pay attention to additional fees so you don’t end up paying more than you expect for things such as assembling and disassembling items, moving items up and down stairs, or going over the allotted time. Lastly, sometimes certain people, such as military members or students, can get special pricing, so it may be good to ask.

Pick a More Affordable Time

When you choose to move can have an impact on prices. If you are flexible with your dates, you may be able to get discounted rates if you move during the week or mid-month, because according to the American Moving and Storage Association, the busiest times to move are weekends and at the end of the month. You may also want to avoid moving in the summertime, which is peak moving season.

DIY When Possible

Perhaps the easiest and most obvious way to save money when moving is by doing as much as you can yourself. You may not own a big truck that can carry all of your items, but if you don’t have to pay for things like packing or driving, you could potentially save a lot. If you are moving far, you may be able to hire a moving company to just pack up your house and load your truck for you so you can save on paid hours of labor for driving. In addition, if you want to pack everything yourself and just hire movers to load and unload, you can save even more.

Make Packing More Efficient

Packing can have cost associated with it, whether you hire movers to do it or do it yourself. If you choose to do it yourself, you can save money by using things like towels or clothing to pad boxes instead of buying bubble wrap or foam. You can also save money when moving by getting boxes from your city’s recycling center or asking a store if you can have their boxes from a recent delivery, instead of purchasing them from a mover.

According to U.S. News and World Report, 35 million Americans move each year. Whether you are moving this year, next year or just thinking about the future, it helps to prepare and find little ways to save where you can. With these simple tips for more affordable moving, you may be able to keep that relocation within budget.

From Cristel Mohrman from All State

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