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Cincinnati Insurance News

from Brodbeck Porter Insurance Agency

7 Tips To Help You When Buying Renter's Insurance

Mar 28 2014 Tip #1: One Lump Sum Could Save You... Everybody wants a discount and to pay less. With renter's insurance, just like your car insurance, you can usually pay in one lump sum for the entire year and get a huge discount. Most insurance companies will allow you... more

Boating Safety Tips

Mar 28 2014 1. Always wear a life jacket – The U.S. Coast Guard requires that all recreational boats must carry one Coast Guard-approved life jacket for each person aboard. Life jackets should be tested once a year and must be the appropriate size for the intended user.... more

What do I do when a tree falls on my car?

Mar 26 2014 A storm had broken out with heavy rain and strong winds that shook his house. "I heard a crack and then the alarm on the truck," Gregg says. "I looked out the front window and a large portion of the tree out front had split off at the trunk and was now on top... more

Does Homeowner's Insurance Cover Tree Damage?

Mar 25 2014 Does home insurance cover tree damage? Falling trees and limbs cause millions of dollars in damage each year. Whether a tree on your property falls during Hurricane Sandy or another natural disaster, does your home insurance cover the damage? The answer... more

Flooding Tips

Mar 24 2014 While spring brings the promise of warm weather and longer days, it also brings a variety of conditions that can include heavy rains, severe weather, and rapid snowmelt that can increase your flood risk. Don’t be caught off guard. Get the facts. Know the... more

Grilling Safety Tips As Spring Approaches

Mar 14 2014 General Grilling Safety With more Americans lighting their grills than ever before, it’s important to remember that a fun barbecue is a safe barbecue. The following safety tips are designed to guide you through the grilling process. Remember, anytime you work... more

Hail Safety Tips: Spring Weather

Mar 13 2014 Be aware of bad weather. Listen for warnings on TV and radio. 1. Stay away from windows 2. Take cover immediately 3. If outside, substantial structures and highway overpasses (out of traffic lanes) offer the best hail protection. An awning, a gas station... more

Did you know Flood Insurance is separate from Homeowner's Insurance?

Mar 12 2014 Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture... more

Data Breach Coverage & Information

Mar 12 2014 Data Breach Insurance: Data Compromise Coverage helps small and medium sized businesses respond to the financial burden and service obligations of a data breach. Businesses and institutions have a responsibility to safeguard the data of clients, employees and... more

Know What Your Insurance Covers

Mar 11 2014 Here are a few terms you may want to know about your insurance coverages: Bodily Injury Liability – Insurance that pays for another person’s bodily injury or death in an automobile accident that you caused. Property Damage Liability – Insurance that pays for... more

What Is Umbrella Insurance?

Mar 10 2014 Are you not really sure what an umbrella policy is? Certainly it doesn't protect you from the rain, right? So, what is it exactly? Well, umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as... more

Spring Maintenance Tips

Mar 10 2014 Spring ahead with these home maintenance tips. Spring cleaning and spring maintenance tips go hand in hand. Take a cue from the tips below and spruce up your gutters as you spruce up your rose garden. Inspect your smoke detectors, and make sure that there is... more

Umbrella Insurance Tips & Advice

Mar 7 2014 After years gathering assets from cars and homes to art and investment accounts, you might be surprised to learn that most insurance policies don't actually protect all of your belongings. Just one lawsuit from an injury or accidental death could cost... more

6 Health Insurance Tips

Mar 6 2014 Health insurance is a big ball of wax — so big, in fact, that many of us put it on the back burner rather than deal with it. But it's one of the most important decisions we have to make as consumers. Not only does it determine the care that we receive should... more

Things To Think About Before Spring Break

Mar 4 2014 1. Only insure what you can’t afford to lose. Not every trip needs travel insurance. If your potential loss is a few hundred dollars in airfare, travel insurance is probably not worth the cost or aggravation. On the other hand, a once-in-a-lifetime $20,000... more

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