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The Future of Insurance Claims

Dec 31 2014 Cars making claims? For instance, with all of these sensors in vehicles these days and the vehicles' ever increasing ability to communicate with external parties, how would a future look where the car made the claim? Think about it. On impact, the data... more

When to Save & How much to save

Dec 30 2014 Emergency funds are an important piece of a sound financial plan. Personal finance journalist and blogger Kristin Wong learned the value of an emergency fund the hard way after college, when she was caught without one and had to scramble to pay for an... more

Shoveling Safety: What You Need To Know

Dec 12 2014 For many parts of the country, winter means snow. It’s beautiful to look at and kids often like to play in it, but it also usually requires shoveling. Snow blowers can help with some of the work, but sometimes you’ll still need a shovel, says Consumer Reports.... more

Renovating A Home? 3 Ways to Dispose Your Waste

Dec 12 2014 Can’t wait to try out the textured plastering technique you just saw on “This Old House”? Do you always put down the power drill when “Renovation Realities” is on? Could you hold your own in a conversation about basement plumbing with “Property Brothers” star... more

Renters Insurance: What You Need to Know

Dec 9 2014 After a long search and a mountain of paperwork, you've finally moved in to your first apartment. You've properly furnished your new home with everyday essentials and are eager to begin living on your own for the very first time. But hold the phone! Renters... more

Keep Your Classic Classy This Winter: Winterizing Your Car

Dec 9 2014 Now Winter is here, and an icy road is no place for a vintage drophead coupe or a polished piece of American muscle. It’s time to start thinking about retiring those classics to the garage for the winter. But it’s more than just a matter of tossing on a cover... more

10 Tips to Stay Green this Christmas Season

Dec 9 2014 Buying. Wrapping. Shipping. Decorating. The holiday season is in full swing, and that means all of the waste that goes along it is beginning to pile up. We’re not trying to be a scrooge. We just want to share some tips for making the holidays a little less... more

Donate to the RIGHT foundation this Holiday Season

Dec 9 2014 It’s a wonderful time of the year to be charitable. Unfortunately, some see the holidays as a wonderful time for scams – taking donation dollars from unsuspecting donors and the charities and people who would otherwise benefit from them. Oftentimes they do so... more

Holiday Safety Tips for Your Four-Legged Friends

Dec 8 2014 As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let regular feeding, exercising and playing... more

Dwelling vs. Home Insurance

Dec 8 2014 There are two types of people: those that dread the winter with all of the cold weather and snow that it brings and those that love winter activities. Anyone that loves hitting the slopes or taking out their snowmobile, or outdoor ice skating look forward to... more

Buying Home Air Filters: What To Consider

Dec 8 2014 While many homeowners may know they should change their air filters regularly, some may not know what kind to get. If you’re a first-time homebuyer and have never had to worry about your filter before, how do you know what will suit your needs and your budget?... more

Keep Teen Drivers Safe & Informed

Dec 5 2014 It’s an exciting time in teens’ lives when they first begin driving, but it’s also an extraordinarily dangerous time. According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle crashes are the leading cause of death for kids and... more

Weather Woes: Frozen Pipes

Dec 5 2014 When the temperature drops, frozen pipes are one of the biggest risks of property damage. In fact, a burst pipe can result in more than $5,000 in water damage, according to safety experts at the Insurance Institute for Business and Home Safety (IBHS). Who are... more

Keep Your Four-Legged Friends Safe too!

Dec 4 2014 As a nation, our pets are like family, so let’s make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don’t let regular feeding, exercising and playing... more

The Christmas Tree Debate: Real or Fake?

Dec 2 2014 The Christmas Tree Conundrum: Real or Fake? The kind of tree that adorns a person’s home during the holidays can provoke debate as much as Coke vs. Pepsi or Chevy vs. Ford. When it comes to Christmas trees, do you choose live or artificial? Do you cut your... more

I'm borrowing a freind's car am I covered?

Dec 2 2014 Most people have an idea of what’s covered and not covered under their various insurance policies. But at Brodbeck Porter Insurance Agency, we get a lot of questions about borrowing or loaning a car. Now that winter is here, and you might be looking to borrow... more

Do you need Winter tires?

Dec 2 2014 You know it’s coming. Snow and slush. Freezing rain. Maybe even black ice. But do you know if your tires are ready for all of that? When driving in Ohio in the wintertime, your tires just might be the most important safety feature on your car. The right ones... more

Impaired Driving: What You Need To Know

Dec 1 2014 Every day, almost 30 people in the United States die in motor vehicle crashes that involve an alcohol-impaired driver. This amounts to one death every 51 minutes.1 The annual cost of alcohol-related crashes totals more than $59 billion.2 Thankfully, there are... more

Traveler's Checklist

Nov 26 2014 1.) Be Aware of Any Travel Alerts and Warnings for Your Destination The State Department issues Travel Warnings to recommend postponing travel to a country because of widespread civil unrest, dangerous conditions, terrorist activity or, in some cases, because... more

Hail Damage

Nov 25 2014 Hail Damage by the Numbers Damage from convective storms continues to capture the attention of both the public and insurers because of the increase in the number of extreme weather events coupled with the shift in geographic distribution of losses. Convective... more

Cooking Safety

Nov 25 2014 Cooking is often a relaxing and fun task that brings family and friends together, and it provides a great way to showcase your creativity and love of good food. But cooking is also the number one cause of home fires and home injuries. Being mindful while you... more

How To Brand Yourself Well & Build Your Career

Nov 24 2014 Package yourself. •Understand who you are and what key skills you want to emphasize at this point in time. Many job seekers will have had a number of different experiences over the course of their career. However, employers may be looking for a specific... more

Turkey Frying Tips for Thanksgiving

Nov 24 2014 With the Holiday Season approaching, we want to wish you a happy and SAFE Thanksgiving Day Celebration. We hope you sit back, relax and enjoy a break with family and friends. Before you begin preparing your turkey, take the time to prepare your turkey the... more

Gutter System & Maintenance Tips

Nov 21 2014 Regardless of what type of gutter system you choose, gutters and roofs need maintenance. If you have open rain gutters, they should be cleaned at least twice a year: in the Spring after trees bud, dropping flowers acorns, and seed pods; and in the fall after... more

Steps For Winterizing Your Vacation Home

Nov 19 2014 Winterizing your vacation home is an important step to make sure that it stays cozy and secure as outdoor temperatures dip. Failing to winterize your home can result in problems like water leaks, bursting pipes, structural damage and invading pests or rodents.... more

Stranded In The Snow: The Worst Case Scenario

Nov 19 2014 With the recent snowstorm throughout the entire country, many states have accumulated up to five feet of snow. Accumulation of snow and ice can be an extremely dangerous and for some, this recent storm proved the worst. Throughout the midwest, 3 deaths have... more

Before, During, & After Extreme Weather Conditions

Nov 18 2014 To prepare for a winter storm you should do the following: -Before winter approaches, add the following supplies to your emergency kit: ?Rock salt or more environmentally safe products to melt ice on walkways. Visit the Environmental Protection -Agency for a... more

Recycling: How Important Is It?

Nov 17 2014 Recycling is the process of separating, collecting and remanufacturing or converting used or waste products into new materials. The recycling process involves a series of steps to produce new products. Recycling helps extend the life and usefulness of... more

Driving Safety Tips: Winter Commute

Nov 17 2014 The best advice for driving in bad winter weather is not to drive at all, if you can avoid it. Don't go out until the snow plows and sanding trucks have had a chance to do their work, and allow yourself extra time to reach your destination. If you must drive... more

Make Home Safety a Priority While You’re Away for the Holidays

Nov 12 2014 The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while you're gone. A house left empty can be... more

Top Places to Visit Before Fall Ends

Nov 12 2014 One of my favorite things to do during fall is see the changing leaves on a color tour. The hues of red, yellow and orange leaves are beautiful, especially on a sunny day. There are a few different ways to do this; by foot, bike, or if you really want to have... more

Kid-Friendly Tips For Fall Hiking

Nov 12 2014 The weather’s crisp, the leaves are changing and it’s the perfect time to enjoy a hike with the whole family. With the kids in tow, hiking isn’t as easy as strapping on a daypack and a pair of hiking boots. You have to plan ahead, from attire to navigation to... more

Alternatives To Bagging Your Leaves

Nov 12 2014 As the leaves begin to fall, your love-hate relationship with your rake returns. If you find yourself dreading bagging all those leaves, there’s an alternative disposal method that might be a good solution for you. Fallen leaves shouldn’t be bagged and sent... more

Tips to buying long-term Care Insurance

Nov 11 2014 Long-Term Care Insurance Tips 1. Buy with your spouse or partner. Long-term care insurance companies offer discounts to couples who are married or living together. You could save up to 30% if you apply with your partner. Most carriers will still give a... more

Do Not Let Your Home Become A Liability Nightmare

Nov 11 2014 By ignoring insurance considerations, you could be allowing your dream of an opportunity at home to become a legal and financial nightmare. If you are operating or considering operating a home-based business, be aware it is very unlikely your homeowner’s... more

Auto Insurance Buying Tips

Nov 11 2014 Seven Auto Insurance Buying Tips Last year, ten days before his 21st birthday, Bradley Dreyer was skateboarding against traffic alongside a row of parked cars in Sonoma, Calif. when a drunk, uninsured motorcyclist crossed the double yellow line and hit him... more

Prepare Your Home For The Holidays

Nov 10 2014 1. Clean the microwave. Appliances take a beating during this holiday, but there's still time to make a few pre-holiday adjustments. Take out the microwave's rotating tray and scrub it or pop it into the dishwasher. Wipe down the microwave's interior with a... more

Tips For Buying Insurance in 2014

Nov 7 2014 1. Work with a knowledgeable health insurance agent. Eliminate about 80 percent of the difficulties of buying insurance online. A good agent can help you navigate the exchange site, help you determine whether you qualify for a discount and, if you do qualify,... more

Clean Drains- Less Leaks, Less Problems

Nov 5 2014 The best way to practice drain maintenance is to keep your pipes clean. You keep pipes clean by practicing regular maintenance, unclogging pipes, and limiting the grease in pipes. Grease in pipes is one of the top causes for stopped drains. The grease in... more

Staying Warm On A Budget

Nov 5 2014 November is here. Winter is sneaking up on us, and with winter comes winter heating bills for most of the United States. Living in the Midwest, we know it can be very cold in the heart of the winter months. Below is a list of different tricks to ensure that... more

Most Effective Indoor Pest Control Methods

Nov 5 2014 Spiders are one of the most feared home invaders. There are more phobias about spiders than any other pest, and understandably so. If you get bitten by the wrong spider - a black widow or a brown recluse - and you have a bad reaction to the venom, you can end... more

Electrical Fire Prevention

Nov 3 2014 U.S. fire departments responded to an estimated annual average of 47,820 reported home structure fires involving electrical failure or malfunction in 2007-2011. These fires resulted in 455 civilian deaths, 1,518 civilian injuries and $1.5 billion in direct... more

Top Eight Mistakes People Make While Towing

Nov 3 2014 1. Overworking Your Engine The number one mistake people make is overworking their tow vehicle. Overextending your vehicle can start a landslide of engine problems. This mistake could lead to a meltdown on the side of the road and potentially require a brand... more

Driving an RV in the winter

Nov 3 2014 Three Tips for Driving Your RV in the Snow: A RV parked near snow-capped mountains I apologize if you're holding on to your last days of warmth, but winter will be here before you know it! If you travel year-round in an RV and are looking forward to camping... more

Driving In The Rain- Drive Safe, Drive Smart

Oct 31 2014 Rainy driving tips - Smart Motorist offers the following suggestions for safer driving in wet weather. In stormy conditions, it is more difficult to see other vehicles, road signs and the road itself. It is critical to make sure you can see and be seen. •... more

Have a Happy Halloween

Oct 29 2014 Have a Happy Halloween! 1. Before cutting, draw out the line where you'll be cutting the lid off the top of the jack-o'-lantern, around the stem, so that you get an accurate cut. Use a yellow marker (so stray marks won't show). The lid-hole should be big... more

Halloween Carving Safety

Oct 29 2014 In addition to having fun, the most important thing to remember when carving a pumpkin is safety. Using household kitchen knives can be very dangerous. That's why we recommend using a carving tool specially designed for kids. The Pumpkin Masters' DuraSaw®... more

Stay Safe This Halloween

Oct 28 2014 Anytime a child has an accident, it's tragic. Having your child get hurt any day of the year would be horrible but the last thing that you want to happen is for your child to be hurt on a holiday, like Halloween. It would forever live in the minds of the... more

Most Common Trailer Towing Mistakes

Oct 27 2014 1. Overworking Your Engine The number one mistake people make is overworking their tow vehicle. Overextending your vehicle can start a landslide of engine problems. This mistake could lead to a meltdown on the side of the road and potentially require a brand... more

National Teen Driver Safety Month

Oct 27 2014 Car crashes are the leading cause of death for teens in the U.S. In fact, more teens die in car crashes than from suicides and homicides combined. Fortunately, teen crashes are preventable, and parents play a significant role in ensuring these crashes are a... more

Product Liability Insurance

Oct 27 2014 Product Liability Insurance is something that you have probably not come in contact with unless you are a small business owner or a large business owner that decides it is a good idea to start getting insurance to protect all of the hard earned work that goes... more

Stay Healthy and Pay Less

Oct 24 2014 Nutritional Tips For A Healthier Living All humans have to eat food for growth and maintenance of a healthy body, but we humans have different requirements as infants, children, teenagers, young adults, adults, and seniors. For example, infants may require... more

Individual Disability Income Insurance

Oct 20 2014 Individual disability income insurance pays you benefits if you can't work because you're sick or injured. Some individual policies pay partial benefits if you can only work part-time due to sickness or injury. Individual policies specify how much you will be... more

You Don't Always Need Car Rental Insurance

Oct 20 2014 Confused about whether or not to buy extra insurance when standing at the rental car counter? Join the club. Often times, people end up buying supplemental insurance protection that they really don't need, said Odysseas Papadimitriou, CEO of credit card... more

Three Things To Know About Buying Life Insurance

Oct 20 2014 Men pay an average of 38% more than women for the same coverage. Here's one area where women have a financial edge. Men are at a greater risk of cardiovascular disease, various cancers and accidental injuries and that makes them more risky to insurers. The... more

Tips for Homeowner's

Oct 17 2014 1) Maintain a Security System and Smoke Alarms: A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner's annual premiums, perhaps by 5% or more. In order to obtain the discount,... more

Driving in the Fall: Safety Tips

Oct 15 2014 Every season presents its own challenges on the roads, but Fall is one season that often gets overlooked. With weather conditions that are typically not as harsh as those in Winter, Spring, and Summer, it’s easy to assume (incorrectly) that Fall driving isn’t... more

Preparing For the Upcoming Winter: Homeowners

Oct 15 2014 The leaves are changing and that can only mean one thing, summer is over and it's time to prepare our homes for the upcoming winter. Old Farmer's Almanac Winter Predictions (2014-2015): Winter will be much colder than normal, with the coldest periods in mid-... more

Tips For Preventing Roof Leaks This Winter

Oct 15 2014 1. Keep your roof clean. Debris is one of the leading causes of roof damage and leaks. Ensure that it is free of dead leaves, wayward branches, garbage and other waste. 2. Trim overhanging tree branches. If you have trees with branches that hang over your... more

Winter Roofing Tips

Oct 15 2014 Heavy snows, record cold temperatures, and other winter effects send most facility managers indoors to focus on maintaining a comfortable interior climate. You probably have no intention of going up on the roof while your community is locked in winter’s icy... more

Car Insurance: Is your Insurance right for you?

Aug 21 2014 Car insurance is inherently tricky to navigate because you don't find out just how well it works (or doesn't) until you have an accident. And if you're lucky, that doesn't happen too often. So how do you know if you have the right kind of car insurance for... more

The High Costs of Not Having Health Insurance

Aug 19 2014 It would be virtually impossible not to notice how much the price of health insurance and medical care has exploded over the last two decades. The situation has gotten so significant for so many people that comprehensive health care reform (including access... more

Car Tips for the Summer Heat

Jul 18 2014 Check your fluids and perform regular maintenance. Confirm proper tire pressure to avoid a blowout and improve fuel economy. Keep yourself cool with a/c and your vehicle cool by parking in the shade. The arrival of summer marks an ideal time to make sure your... more

10 Hydration Tips for Your Health

Jul 17 2014 1. Drink! Good old H2O is critical for rehydrating when the body experiences fluid loss, such as when we sweat. Even though many gyms like to keep pricey sports drinks and protein shakes stocked on their shelves, most of the time, water will do the trick just... more

Make Recycling and Reducing Routine

Jul 15 2014 "Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and recycling a part of our everyday life? At... more

Understanding Wildfire Risk: A Closer Look at the Wildland-Urban Interface

Jul 15 2014 More than 21,500 fires have burned nearly 700,000 acres so far in 2014 (as of May 29, 2014), and these fires have been caused by both lightning strikes and more disturbingly, through a number of arson caused burns1. However, the most critical factor when... more

Hiring A Contractor Checklist

Jul 8 2014 Concerns about questionable contractors are the number one reason consumers call the Better Business Bureau. This statistic doesn’t surprise Phae Howard, executive director of the National Center for the Prevention of Home Improvement Fraud. “It’s easy money... more

Purchase Life Insurance While Your Young

Jun 30 2014 Life insurance is for the other people, right? Let those with the gray hairs and the anxiety about their pension plans fill in the life insurance application forms. You are in your prime, and have better things to do. Wrong. Smart people get the ball rolling... more

Stay Safe On The Road This Summer

Jun 23 2014 Summer is prime season for car-eating road gators. It’ll last well into September, according to a study by the National Highway Transportation Safety Administration. These vicious beasts can lie in wait any time, especially on interstates where the speed... more

Benefits of Independent Insurance Agency

Jun 20 2014 When it comes to providing insurance, independence is a serious asset. As an independent insurance agency, we are not bound by the plans of a single insurance company. We have the flexibility to survey the entire market and select plans that are best suited... more

Trying to Avoid Speeding Tickets by Going to Slow? Think Twice!

Jun 17 2014 It’s pretty well-known that excessive speed is one of the most common factors found to cause motor vehicle collisions. That’s why states, counties, and cities tend to crack down on people who are driving too fast by issuing speeding tickets. But what about... more

A tribute to father's for Father's Day Sunday

Jun 13 2014 Tribute to Father "Honor your father and mother.” This is the first of the Ten Commandments that ends with a promise. And this is the promise: If you honor your father and mother, "you will live a long life, full of blessing.” And now a word to you fathers.... more

Boat Safety: Life Jackets

Jun 10 2014 Boaters enjoy the feel of sun and spray. So it’s tempting to boat without wearing a life jacket – especially on nice days. But modern life jackets are available in a wide variety of shapes, colors, and sizes. Many are thin and flexible. Some are built right... more

Ocean/Beach Safety For Upcoming Vacations

Jun 5 2014 Never Swim Alone, Always Swim at Beaches with Lifeguards! Talk with the Lifeguard Before Entering the Ocean, Great Lakes, or Gulf of Mexico. The lifeguard is familiar with the beach and can tell you where the safest places are to swim. Know How To Swim!... more

Summer Safety Tips

Jun 4 2014 Picnic and barbecue season offers lots of opportunities for outdoor fun with family and friends. But these warm weather events also present opportunities for foodborne bacteria to thrive. As food heats up in summer temperatures, bacteria multiply rapidly. To... more

Prepare for Flash Flooding

May 29 2014 Know the flood warning system in your community and be sure your family knows the warning. Instruct family members in emergency procedures during a flood warning. If you live in an area subject to frequent or sudden floods, especially flash floods, you may... more

Staying Healthy Through the Changing of Seasons

May 15 2014 While it’s difficult enough to match your wardrobe to the forecast, fluctuating weather patterns and changing temperatures can leave you feeling ill to boot. Here are a few tips to ramp up your health when the weather begins to wreak havoc on your health: 1.... more

Tips for Surviving Hurricane Season

May 14 2014 Hurricane Preparedness Tips Create a disaster plan to protect yourself and your family. Planning how you will take cover in your home or evacuate, if necessary, can help reduce anxiety and minimize loss of life and property. Designate an evacuation point... more

Motorcycle Safety Tips

May 12 2014 Motorcycles are fun and fuel efficient. That’s not news to anyone who’s ridden one. But neither is the fact that they’re also way more dangerous than a car. The cold reality is that motorcyclists are 30 times more likely to die in a crash than people in a car,... more

4 Signs You Have The Wrong Health Insurance

May 12 2014 1.You would go to a different doctor if you could afford it. Do you wish you could go back to your old doctor, but he or she isn’t in your network? Many Americans distrust their doctors, but trust is an important component in the patient-doctor relationship,... more

How to help your child secure an Internship

May 2 2014 If your child is preparing for an unpaid or paid internship opportunity, congratulations! Internships are a great way for students to learn about themselves, gain experience, network and more. If you’re excited about the opportunity but concerned about... more

Benefits of an Independent Agent

Apr 30 2014 The Benefits of Using Independent Insurance Agencies When shopping for insurance, most people take little time to consider whether they are talking to an agent working for a company or an independent agent. In fact, most don’t know the difference or the... more

Benefits of an Independent Agent

Apr 30 2014 The Benefits of Using Independent Insurance Agencies When shopping for insurance, most people take little time to consider whether they are talking to an agent working for a company or an independent agent. In fact, most don’t know the difference or the... more

Build A Better Home Office

Apr 28 2014 You've finally taken the leap: you've started your own business! And whether you're dedicating 20 or 40 hours a week to it, you need a quiet, well-organized and functional space to work. Read on for some tips on how to design your own home office. Choose your... more

Spring Maintenance Tips

Apr 24 2014 Spring ahead with these home maintenance tips. Spring cleaning and spring maintenance tips go hand in hand. Take a cue from the tips below and spruce up your gutters as you spruce up your rose garden. Inspect your smoke detectors, and make sure that there is... more

Prevent Dryer Fires

Apr 11 2014 Dryers and washing machines were involved in one out of every 22 home structure fires reported to U.S. fire departments in 2006-2010. Facts and figures •In 2010, an estimated 16,800 reported U.S. non-confined or confined home structure fires involving clothes... more

Be Car Care Aware!

Apr 9 2014 A Resolution You Should Keep: Be Car Care Aware Resolution 2014- Be Car Care Aware Why not resolve to be car care aware in the coming year? By spending a little time now on preventive maintenance, drivers can save a lot of headaches in the long run and make... more

Employment Practices Liability Risk: Protect Yourself

Apr 8 2014 You're at risk of an employment claim from the moment you interview a prospective employee. For example, if you choose not to hire the interviewee, that individual could allege some sort of discrimination. Or, if you hire that person and later fire them due... more

10 Lawn Care Tips To Prepare For Spring/Summer

Apr 4 2014 1. Feed your lawn. Think of fall fertilization as refueling and replenishing your lawn after a long, hot summer. Fall fertilization will help maintain your lawn’s root health and replenish nutrients that were expended in summer months. Fall feedings should be... more

Taking Care of Your Trees!

Apr 4 2014 Trees add value and beauty to your home, but they also can spell trouble if they aren't properly maintained. Dead or dying trees aren't just unsightly; they pose safety hazards and can cause liability issues. It's important for homeowners to understand what... more

Tips for moving in the rain!

Apr 3 2014 April showers bring may flowers, or so the saying goes. The truth is that rain persists throughout the spring season. Depending on where you live, afternoon downpours may only become more common as we head into summer. If you're planning to move in spring, it'... more

Safe Driving Awareness

Apr 3 2014 Spring is here and the warmer weather is upon us! As we turn the corner into the new season, road conditions are changing as well. Here are a few tips to ensure safe and enjoyable spring driving: Pedestrians Share the road. When the weather turns warm, more... more

Safe Driving Awareness

Apr 3 2014 Spring is here and the warmer weather is upon us! As we turn the corner into the new season, road conditions are changing as well. Here are a few tips to ensure safe and enjoyable spring driving: Pedestrians Share the road. When the weather turns warm, more... more

Core Life Insurance Tips

Apr 1 2014 Buying life insurance for the first time can be overwhelming. You’ll run into a lot of terms that you may not understand at first. The good news is those terms are not very difficult to figure out once you do a little research. These tips are designed to help... more

7 Tips To Help You When Buying Renter's Insurance

Mar 28 2014 Tip #1: One Lump Sum Could Save You... Everybody wants a discount and to pay less. With renter's insurance, just like your car insurance, you can usually pay in one lump sum for the entire year and get a huge discount. Most insurance companies will allow you... more

Boating Safety Tips

Mar 28 2014 1. Always wear a life jacket – The U.S. Coast Guard requires that all recreational boats must carry one Coast Guard-approved life jacket for each person aboard. Life jackets should be tested once a year and must be the appropriate size for the intended user.... more

What do I do when a tree falls on my car?

Mar 26 2014 A storm had broken out with heavy rain and strong winds that shook his house. "I heard a crack and then the alarm on the truck," Gregg says. "I looked out the front window and a large portion of the tree out front had split off at the trunk and was now on top... more

Does Homeowner's Insurance Cover Tree Damage?

Mar 25 2014 Does home insurance cover tree damage? Falling trees and limbs cause millions of dollars in damage each year. Whether a tree on your property falls during Hurricane Sandy or another natural disaster, does your home insurance cover the damage? The answer... more

Flooding Tips

Mar 24 2014 While spring brings the promise of warm weather and longer days, it also brings a variety of conditions that can include heavy rains, severe weather, and rapid snowmelt that can increase your flood risk. Don’t be caught off guard. Get the facts. Know the... more

Grilling Safety Tips As Spring Approaches

Mar 14 2014 General Grilling Safety With more Americans lighting their grills than ever before, it’s important to remember that a fun barbecue is a safe barbecue. The following safety tips are designed to guide you through the grilling process. Remember, anytime you work... more

Hail Safety Tips: Spring Weather

Mar 13 2014 Be aware of bad weather. Listen for warnings on TV and radio. 1. Stay away from windows 2. Take cover immediately 3. If outside, substantial structures and highway overpasses (out of traffic lanes) offer the best hail protection. An awning, a gas station... more

Did you know Flood Insurance is separate from Homeowner's Insurance?

Mar 12 2014 Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture... more

Data Breach Coverage & Information

Mar 12 2014 Data Breach Insurance: Data Compromise Coverage helps small and medium sized businesses respond to the financial burden and service obligations of a data breach. Businesses and institutions have a responsibility to safeguard the data of clients, employees and... more

Know What Your Insurance Covers

Mar 11 2014 Here are a few terms you may want to know about your insurance coverages: Bodily Injury Liability – Insurance that pays for another person’s bodily injury or death in an automobile accident that you caused. Property Damage Liability – Insurance that pays for... more

What Is Umbrella Insurance?

Mar 10 2014 Are you not really sure what an umbrella policy is? Certainly it doesn't protect you from the rain, right? So, what is it exactly? Well, umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as... more

Spring Maintenance Tips

Mar 10 2014 Spring ahead with these home maintenance tips. Spring cleaning and spring maintenance tips go hand in hand. Take a cue from the tips below and spruce up your gutters as you spruce up your rose garden. Inspect your smoke detectors, and make sure that there is... more

Umbrella Insurance Tips & Advice

Mar 7 2014 After years gathering assets from cars and homes to art and investment accounts, you might be surprised to learn that most insurance policies don't actually protect all of your belongings. Just one lawsuit from an injury or accidental death could cost... more

6 Health Insurance Tips

Mar 6 2014 Health insurance is a big ball of wax — so big, in fact, that many of us put it on the back burner rather than deal with it. But it's one of the most important decisions we have to make as consumers. Not only does it determine the care that we receive should... more

Things To Think About Before Spring Break

Mar 4 2014 1. Only insure what you can’t afford to lose. Not every trip needs travel insurance. If your potential loss is a few hundred dollars in airfare, travel insurance is probably not worth the cost or aggravation. On the other hand, a once-in-a-lifetime $20,000... more

Tips For Facing Freezing Temperatures

Feb 28 2014 With the arctic weather we've been getting, most of us are taking extra precautions to face the cold. But should we do the same for our cars? The cold, combined with additional snow every few days, makes it not only irritating to drive in, but also a... more

Steps to Follow After an Auto Accident

Feb 27 2014 What to Do After a Car Accident If you have ever been involved in a car accident, you may remember feeling angry, panic-stricken and uncertain of what to do. By following a few simple steps after a car accident, you can prevent additional injuries, reduce... more

Protect Yourself From House Fires

Feb 26 2014 Protect Yourself From Home Fires Fires cause an estimated 3,500 deaths and nearly $4 billion in property damage in the United States annually — much more than hurricanes, tornadoes or floods. Yet many people ignore common fire hazards in the home and don’t... more

Homeowner's Insurance Tips

Feb 26 2014 Homeowners' insurance can be very expensive. Those that live in high-risk areas such as close to major waterways, known earthquake fault lines or other high claims areas will pay the most for coverage. In fact, those in high-risk areas are often forced to pay... more

Spring Break Travel Tips

Feb 26 2014 Safety is one of the most important things to consider as you pack your car and leave home. To help you get ready for your next road trip, the National Crime Prevention Council (NCPC) recommends these 10 tips for travelers: At home 1. Check all the locks... more

Freezing Pipes

Jan 9 2014 Freezing Pipes Frozen water in pipes can cause water pressure buildup between the ice blockage and the closed faucet at the end of a pipe, which leads to pipes bursting at their weakest point. To keep water in pipes from freezing, take the following steps:... more



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